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Individual Retirement Accounts (IRAs)

Learn about the types of IRAs available, using IRAs in your planning and more.

Find out how an IRA can complement your employer-sponsored retirement plan, and the flexibility it can provide in meeting your financial goals. 

About IRAs

Traditional IRAs
Roth IRAs
SEP IRAs
Traditional vs. Roth IRAs
Spousal IRA


General Concepts

Six Reasons to Consider an IRA
Consolidate Retirement Savings With an IRA
Investing in an IRA: What You Need to Know
Keep Your IRA Accounts Well Maintained
Why Convert to a Roth IRA?


Advanced Concepts

IRA Bankruptcy Protection
IRAs and Divorce
Disclaiming Inherited IRAs
Eligibility for Roth IRA Conversions Extended to All Investors


IRAs and Tax Planning

IRA Year-End Considerations
Deposit Your Tax Refund Into Your IRA
IRS Form 5498

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Open an Account

Learn more about opening a TIAA-CREF IRA.

Get Started with a TIAA-CREF IRA Account

Need Help?

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